Pensioner Car Loans Made Easy

Getting your loan approved1 on a pension may be easier than you think with Car Loans Direct. As long as you meet our basic criteria and we are happy that the loan is suitable and affordable for you, then we will work with you to get your car loan approved as soon as possible.

Some of the pension types we will consider include1:

  • Centrelink Pensions
  • Aged Pension
  • Disability Support Pension
  • Carers Payment Pension
  • Veterans Affairs Pension
  • Totally & Permanently Incapacitated Pension (T&PI)
  • Single Parent Payment
  • Partnered Parent Payment

We’d like to see you driving away with your new car as soon as possible. If you already have a car or other vehicle in mind, or are looking to get pre-approved, so you know how much you could borrow first, we’d like to help. Your loan pre-approval offer is subject to final approval, once you have found your new vehicle.

If you are on a pension, as long as your income totals $1,6001 a month or more, that you are an Australian resident, then you are likely to qualify1.

You must:

  • Be over 18 years old
  • Income or benefits over $400 a week1
  • Be an Australian resident
  • Get your income paid into your bank account
  • Be employed or receiving Centrelink1

Get started by completing the short form to the right. Tell us a little about yourself and we’ll take it from there and we can give you a call back or you can continue your application, giving us all the information we need to assess your loan pre-approval.


1. Subject to verification, suitability and affordability

> Low Fees
> New or Used
> Dealer Purchase or Private Sale
> Flexible Loan Terms
> Extended Warranties Available
> Minimum borrow is $3000